MOGO

MOGO has joined the mobile financing business in Kenya, offering a rich variety of lipa mdogo mdogo phones from three brands – Tecno, Infinix and Itel.

The initial deposits are affordable, ranging from Ksh 2,438 for Itel A06 to Ksh 8,050 for Tecno Camon 40 Pro. The daily installments range from Ksh 41 to Ksh 280 for one year, depending on the gadget.

Key Benefits

• • Daily payments from as low as KES 41

• • Low deposit starting from 23%

• • Flexible repayment period of 6, 9, or 12 months

• • Fair phone locking system with extra grace time

• • No hidden charges during restructuring

• • Access to a cash loans after six months of consistent repayment

• • Easy payments through the Mogo Africa App

• • Support through Carlcare for repairs and software issues

Eligibility Criteria

To apply for a Mogo Lipa Mdogo Mdogo phone, you must meet the following requirements:

• • Be aged 21 to 65 years

• • Have a valid National ID

• • Own an active Safaricom line with an M-Pesa account

• • Pay the required deposit for your chosen phone model

Payment Methods Explained

Mogo provides two simple ways to make daily payments.

1. Mogo Africa App (Recommended)

• • Pay using any Safaricom number

• • View your daily amount due

• • Track all previous payments and transaction codes

• • Fast, secure, and convenient

(Note: Airtel numbers cannot be used on the app.)

2. Paybill Option

If the app is unavailable:

• • Paybill: 7034211

• • Account Number:
    • • Your National ID used during registration, or
    • • Your Mogo account number (e.g., AG1234567)

 Loan Restructuring

Mogo allows eligible clients to restructure their smartphone loan if they fall into arrears.

Who Qualifies for Restructuring?

• • Must have paid at least 8 days on the current loan

• • Must pay part of the arrears to initiate the process

• • Must use the primary registered phone number

How to Complete the Restructure

• • After initiation, dial *695#

• • Select Option 3

• • Enter your ID number and confirm

✔️ No fines
✔️ No extra interest
✔️ Fair repayment adjustment

Only the primary client can consent—third-party purchases are discouraged.

Changing Your Payment Duration

Clients may adjust their payment period to suit their financial situation.

Available Terms

• • 6 months (182 days)

• • 9 months (273 days)

• • 12 months (365 days)

How Term Changes Affect Payments

• • Extending the term: Lower daily payments, higher total amount

• • Shortening the term: Higher daily payments, lower total amount

Conditions

• • Request must be made using the primary number

• • Client must have paid consistently for at least one week

📌 Term changes always affect daily instalments.

Repairs & Software Updates

• • Handled exclusively at Carlcare

• • Password reset service fee: KES 300

Traveling Outside Kenya

• • Clients should visit Carlcare for special approval to maintain phone access abroad

Lost or Stolen Phones

If your phone is lost or stolen:

1. 1. Report immediately at a police station

1. 1. Obtain a police abstract

1. 1. Submit the abstract to Mogo for assistance